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Welcome to the Residential Home Authority podcast! I’m Vanessa St. Clair, and I’m excited to share this journey with my dad, Don Minehart. Together, we aim to simplify the complexities of the housing market, focusing on the Pittsburgh area. Our podcast is designed to be a valuable resource for both seasoned professionals and first-time homebuyers. In each episode, we discuss a variety of real estate topics, from the critical importance of home inspections to navigating buyer agency agreements. We strive to make real estate information accessible and engaging, ensuring you have the knowledge needed for informed decisions. Whether you’re looking to buy or sell a home or just want to learn more about the industry, our candid conversations will provide insights and practical advice.
Episodes

Wednesday Jan 15, 2025
The Truth About Home Loans & Equity Borrowing
Wednesday Jan 15, 2025
Wednesday Jan 15, 2025
In this episode of Residential Home Authority, we explore the risks and realities of home equity loans and HELOCs (Home Equity Lines of Credit). With 40% of homeowners regretting tapping into their home equity, is it really a smart financial move? Vanessa and Don break down everything you need to know before making a decision that could impact your future. We’ll cover the pros and cons of using your home’s equity, common pitfalls, and why some homeowners find themselves in financial trouble after borrowing. Whether you're considering renovations, debt consolidation, or emergency expenses, this episode will help you make an informed choice. If you’re thinking about taking out a loan against your home, watch this first!
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